Job Summary
A full-service mortgage lender is filling a position for a Remote Mortgage Underwriter.
Candidates will be responsible for the following:
- Review/analyze loan files submitted for borrowers to ensure file meets loan program requirements
- Conduct individual analysis of: Loan application, Credit profile/report(s) and Debt and assets
- Conduct individual analysis of: Income/financial statements, Loan values/loan-to-value ratios and Appraisal reports
Applicants must meet the following qualifications:
- High School Diploma or equivalent required; 4-year college degree preferred
- Minimum 3 years of residential mortgage underwriting experience
- Experience working with Fannie Mae Desktop and Freddie Mac Loan Prospector
- Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines
- Knowledge of FHA, FNMA and FHLMC policies and guidelines
- Knowledge of mortgage insurance (MI) guidelines