California Licensed Mortgage Underwriter

Job Summary

A company is looking for an Underwriter III - Non Delegated Non-Agency Jumbo/High-Net Worth.

Key Responsibilities

• Manage individual pipeline by completing Jumbo and High-Net Worth loans and conducting Underwriting Reviews within established turn times
• Identify document deficiencies and request additional information from clients as needed
• Analyze complex income sources and evaluate credit reports, asset statements, and appraisals for compliance with guidelines

Required Qualifications

• Experience in mortgage underwriting, particularly with Non-QM and Jumbo loans
• Encompass LOS experience preferred
• Knowledge of FNMA and FHLMC guidelines
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
• Loan quality and risk management experience