California Licensed Mortgage Underwriter

Job Summary

A company is looking for a Government Mortgage Loan Underwriter.

Key Responsibilities

• Review and analyze mortgage loan applications for eligibility, accuracy, and compliance with guidelines
• Evaluate loan data, reports, and inspections to ensure collateral meets investor and company standards
• Analyze complex financial documents and make independent credit decisions based on risk factors

Required Qualifications

• Bachelor's degree or equivalent combination of education and experience
• 4 years of current underwriting experience
• Proficient knowledge of underwriting terminology and lending guidelines
• Ability to make independent loan acceptance decisions according to regulatory guidelines
• Experience with FHA, VA, and conventional loans; DE and VA LAPP/SAR designations preferred