California Licensed Non-Conforming Underwriter

Job Summary

A company is looking for a Non-Conforming Underwriter to evaluate and underwrite agency and non-agency loans.

Key Responsibilities:

• Conduct comprehensive analysis of loan documents and assess borrower creditworthiness
• Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs
• Manage loan files, ensuring compliance with investor guidelines and addressing any conditions or concerns

Required Qualifications:

• Minimum 5 years of recent underwriting experience with Conventional loan products
• At least 3 years of experience with jumbo, non-agency, and alternative document loans
• Extensive knowledge of FNMA/FHLMC and investor guidelines
• Ability to multitask in a fast-paced environment while maintaining quality standards
• Experience with complex tax returns and multiple financed properties