California Licensed Senior Counsel

Job Summary

Owning the end-to-end legal structuring of strategic partnerships, the full-time California Licensed Senior Counsel in Lending will manage complex agreements, drive product innovation, and navigate regulatory requirements while working closely with cross-functional teams in a remote environment.

Key responsibilities

• Lead the legal structuring of bank-fintech lending partnerships and draft key customer-facing terms and agreements
• Drive product strategy and innovation by partnering with business teams and fintech partners from ideation through launch
• Build and evolve regulatory frameworks for banking products while advising on compliance and risk management

Required qualifications

• Currently licensed in a U.S. state with a J.D. or equivalent, and 7-15+ years of legal experience, preferably in fintech or financial institutions
• Deep expertise in consumer and/or commercial lending regulatory frameworks and banking infrastructure
• Proven ability to draft and negotiate complex commercial agreements
• Comprehensive knowledge of regulations such as TILA, ECOA, FCRA, and UDAAP
• Experience structuring agreements for bank-fintech lending partnerships and familiarity with loan servicing agreements