Chief Credit Officer

Job Summary

A company is looking for a Chief Credit Officer to lead credit strategy and decisioning in a fintech environment.

Key Responsibilities

• Develop and implement a modern, ML-driven credit decisioning stack
• Oversee credit risk strategy across all products and manage a multi-product receivables portfolio
• Ensure compliance with regulatory standards and lead the credit organization while fostering cross-functional partnerships

Required Qualifications

• 10+ years of experience in consumer credit risk, particularly in fintech or direct-to-consumer lending
• Hands-on experience with ML/AI-based credit decisioning models
• Fluency in capital markets and structured finance related to consumer receivables
• Proven track record in near-prime, subprime, or credit-building segments
• Strong knowledge of CFPB, ECOA, FCRA, Fair Lending, and UDAAP regulations