Commercial Credit Officer II

Job Summary

Performing complex credit analysis and financial reviews of loan requests, the full-time remote Commercial Credit Officer II will assess credit risk, structure loan requests, and collaborate with sales teams to ensure successful lending outcomes.

Key Responsibilities

• Analyzes financial statements and assesses credit risk for new and existing loan requests
• Structures loan requests in collaboration with sales personnel to protect the bank's interests and meet borrower needs
• Generates detailed credit memorandums and presents recommendations for loan approvals or declines to senior management

Required Qualifications

• Undergraduate degree in a related field or equivalent training and experience
• 5 years of experience in commercial credit analysis or fleet/equipment leasing
• Strong knowledge of traditional financial analysis
• Proficiency in Microsoft Office Suite, including Excel, PowerPoint, Word, and Outlook
• Strong organizational and time management skills to meet deadlines