Commercial Credit Officer II

Job Summary

Analyzing complex credit requests, the full-time remote Commercial Credit Officer II will perform financial reviews, assess credit risk, and collaborate with sales teams to structure loans that meet both bank and borrower needs.

Key responsibilities

• Conducts financial analysis and borrower interviews to evaluate credit risk and repayment viability
• Collaborates with sales teams to structure loan requests and ensures compliance with credit standards
• Generates detailed credit memorandums and presents recommendations to senior management for loan approvals

Required qualifications

• Undergraduate degree in a related field or equivalent training and experience
• 5 years of experience in commercial credit analysis or fleet/equipment leasing
• Strong knowledge of traditional financial analysis methods
• Proficiency in Microsoft Office Suite, particularly Excel
• Ability to manage multiple tasks and meet deadlines in a team environment