Commercial Credit Officer II

Job Summary

Analyzing complex credit requests, the full-time remote Commercial Credit Officer II will perform financial reviews, structure loan requests, and generate credit memorandums to support the lending process for small businesses across the U.S.

Key responsibilities

• Conducts financial analysis and assesses credit risk for new and existing loan requests
• Collaborates with sales teams to structure loans that meet both bank protection and borrower needs
• Generates detailed credit memorandums and presents recommendations for loan approvals to senior management

Required qualifications

• Undergraduate degree in a related field or equivalent training and experience
• 5 years of experience in commercial credit analysis or fleet/equipment leasing
• Strong knowledge of traditional financial analysis
• Proficiency in Microsoft Office suite, particularly Excel
• Ability to manage time effectively and meet loan committee deadlines