Commercial Credit Officer II

Job Summary

Responsible for loan approvals on business purpose and commercial real estate loans, the full-time remote Commercial Credit Officer II will evaluate financial statements, assess risk, and collaborate with sales and credit partners to ensure timely responses on loan requests.

Key responsibilities

• Reviews and assesses business loan requests, determining appropriate risk levels and analysis requirements
• Prepares independent credit evaluations, identifying strengths and weaknesses to conclude on loan approvals or declines
• Manages an assigned portfolio, monitoring performance and proactively defining credit solutions while ensuring compliance with credit policies

Required qualifications

• Bachelor's degree in business, finance, or a related field
• Five or more years of experience in business banking/commercial banking and/or credit administration
• Prior loan approval authority is highly preferred
• Strong consultative skills with the ability to identify opportunities through critical questioning
• Working knowledge of loan documentation and related risks