Commercial Credit Officer III

Job Summary

Responsible for loan approvals on business purpose and commercial real estate loans, the full-time remote Centralized Commercial Credit Officer III will evaluate financial statements, assess risk, and collaborate with credit partners to ensure timely responses on loan requests.

Key responsibilities

• Reviews and assesses business loan requests, determining appropriate risk levels and conducting thorough analyses
• Prepares independent credit evaluations for complex business loans, identifying strengths and weaknesses to conclude on loan approvals or declines
• Manages an assigned portfolio by monitoring performance, defining client credit solutions, and ensuring compliance with credit policies

Required qualifications

• Bachelor's degree in business, finance, or a related field
• Seven or more years of experience in business banking/commercial banking or credit administration with underwriting experience
• Prior loan approval authority is highly preferred
• Strong knowledge of loan documentation and regulatory requirements
• Proficiency in word processing and spreadsheet software