Consumer Credit Analyst Lead

Job Summary

A company is looking for a Consumer Credit Analyst Lead to develop and execute data-driven credit strategies within its consumer lending portfolio.

Key Responsibilities

• Designs and refines underwriting strategies to adapt to changing risk patterns
• Monitors and optimizes loan performance using portfolio risk analytics
• Aligns credit strategies with regulatory standards and partners for responsible scaling

Required Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Business, or a related field; Master's degree preferred
• Minimum of 8 years of related experience
• Advanced proficiency in SAS, SQL, Python, or R for data analysis
• Expertise in credit risk, portfolio analytics, and scorecard development
• Familiarity with consumer credit regulations and key regulatory frameworks