Consumer Credit Risk Leader

Job Summary

A company is looking for a Consumer Credit Lead - Cards.

Key Responsibilities

• Build and operationalize the credit strategy, including formal credit policy and decision frameworks
• Implement a data-driven risk engine by integrating key data sources and ensuring scalable decision logic
• Own portfolio performance post-launch by defining KPIs and recommending strategy adjustments based on risk trends

Required Qualifications

• 6+ years of experience in consumer credit risk, ideally 8-12 years across banking, fintech, or unsecured consumer lending
• Experience launching or redesigning a consumer lending product
• Strong SQL skills and comfort working directly with data
• Demonstrated experience in owning risk strategy and monitoring portfolio performance
• Familiarity with bureau data and core credit risk metrics