Consumer Loan Underwriter

Job Summary

To support a growing remote team, the Consumer Loan Underwriter will analyze loan applications and make lending decisions on various consumer loan products while ensuring compliance with credit union policies and procedures.

Key responsibilities:

• Analyzes loan applications and related documentation to make informed lending decisions in accordance with established guidelines
• Reviews and communicates loan decisions, collaborating with management as necessary to ensure accuracy and compliance
• Maintains positive relationships with dealer and merchant partners through effective communication and support

Required qualifications:

• Minimum of two years of experience in consumer lending processing and underwriting
• Proficient knowledge of credit scoring models and loan underwriting guidelines
• Familiarity with Fair Credit Reporting and Fair Lending regulations
• Understanding of credit union policies and procedures
• In-depth knowledge of loan services and collateral types relevant to loan qualifications