Credit Analyst II

Job Summary

To support a growing team, the full-time remote Credit Analyst II will leverage advanced data analytics to optimize credit strategies, collaborate with cross-functional teams, and monitor portfolio performance to mitigate risk.

Key responsibilities

• Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies
• Partner with Engineering to design and build scalable risk models and credit risk capabilities
• Collaborate with Product, Legal, and Compliance teams to interpret regulatory requirements and translate them into credit policy recommendations

Required qualifications

• Degree in Data Science, Computer Science, Engineering, Economics, or a related field, with 2+ years of relevant experience
• Proficiency in SQL, Python, or other scripting languages
• Experience in data mining, data visualization, and statistical modeling
• Deep understanding of consumer lending regulations and fair lending principles
• Proven experience leading cross-functional initiatives to align credit strategies with regulatory frameworks