Credit and Fraud Risk Manager

Job Summary

To strengthen and scale second-line risk governance across the U.S. portfolio, the full-time remote Credit, Model & Fraud Risk Oversight Lead will manage oversight frameworks, evaluate creditworthiness, and provide actionable insights on emerging risks.

Key responsibilities

• Lead the improvement and execution of the second line oversight framework for credit, model, and fraud risk
• Review and challenge first line risk strategies related to underwriting, credit policy, and fraud
• Evaluate credit and fraud risk exposures across new products and customer segments, developing risk recommendations for senior stakeholders

Required qualifications

• 8+ years of experience in Credit, Model, and Fraud Risk with a proven track record in building risk oversight frameworks
• Advanced SQL skills and experience working with large complex datasets to uncover risk insights
• Familiarity with AI tools and their application in risk analysis and fraud detection
• Experience as a senior risk or data analyst, ideally within finance, fintech, or lending
• A data-driven mindset with the ability to influence decisions that drive business impact