Credit Forecasting Manager

Job Summary

Owning the processes and models for estimating expected credit losses, the full-time hybrid Credit Forecasting Manager will lead the development and monitoring of payment default guidance while collaborating with various teams to ensure accurate forecasts aligned with business expectations.

Key responsibilities

• Lead development and improvement of processes for payment default and balance persistency guidance for personal loans
• Provide scenario analysis and financial impact sizing from changes in credit underwriting and pricing policy
• Mentor junior team members and promote best practices within the team

Required qualifications

• Bachelor's degree in a quantitative field or equivalent experience
• 6-10 years in credit risk, loss forecasting, or portfolio analytics
• Expertise in forecasting payment default behavior and balance persistency for lending products
• Advanced analytical expertise and business judgment
• Proven ability to influence senior stakeholders