Credit Product Officer

Job Summary

A company is looking for a Credit Product Officer to support credit and commercial lending functions.

Key Responsibilities

• Underwrite commercial requests, modifications, and conduct annual portfolio reviews
• Interpret financial statements and perform cash flow and personal financial statement analysis
• Assess credit worthiness and present findings to management regarding commercial loan applicants

Required Qualifications

• Bachelor's Degree in a business-related field required (Accounting or Finance preferred)
• At least two years of experience in commercial credit underwriting and analysis or related fields
• Understanding of commercial loan structures and underwriting is required
• Experience with commercial real estate and commercial and industrial loans is necessary
• Formal Credit Training with proven analytical skills preferred