Credit Products Specialist

Job Summary

Managing an assigned loan portfolio, the full-time Credit Products Specialist II will structure and underwrite complex commercial credit transactions, analyze credit risk, negotiate loan terms, and mentor junior team members while working remotely.

Key responsibilities

• Lead underwriting efforts for complex loan requests and recommend risk-mitigating structures
• Continuously monitor portfolio performance to identify credit risks and trends
• Collaborate with relationship managers in client negotiations to align client needs with risk appetite

Required qualifications

• Undergraduate Degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience
• Minimum of 4+ years in commercial credit analysis, underwriting, or portfolio management
• Advanced expertise in financial modeling and risk assessment
• Strong negotiation skills with experience in structuring complex loan transactions
• Ability to analyze macroeconomic trends and their impact on credit risk