Credit Products Specialist II

Job Summary

Managing an assigned loan portfolio, the full-time salaried Credit Products Specialist II will structure and underwrite complex commercial credit transactions while analyzing credit risk and providing strategic recommendations, all within a remote work environment.

Key responsibilities

• Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures
• Continuously monitor the assigned portfolio to identify credit risks and financial performance concerns
• Partner with sales in negotiations and client discussions to align client needs with risk appetite

Required qualifications

• Undergraduate Degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience
• Minimum of 4+ years in commercial credit analysis, underwriting, or portfolio management
• 4+ years of experience in specialized commercial industries or corporate commercial banking
• Advanced financial modeling and risk assessment expertise
• Strong negotiation skills and experience structuring complex loan transactions