Credit Products Specialist II

Job Summary

Managing an assigned loan portfolio, the full-time Credit Products Specialist II will structure and underwrite complex commercial credit transactions while analyzing credit risk and negotiating loan terms in a remote work environment.

Key responsibilities

• Lead underwriting efforts for complex loan requests and recommend risk-mitigating structures
• Continuously monitor portfolio performance to identify credit risks and trends
• Engage with clients and stakeholders to negotiate loan terms and ensure alignment with risk appetite

Required qualifications

• Undergraduate Degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience
• 4+ years of experience in commercial credit analysis, underwriting, or portfolio management
• Experience in specialized commercial industries or corporate commercial banking
• Advanced financial modeling and risk assessment expertise
• Strong negotiation skills with the ability to collaborate effectively with clients