Credit Products Specialist II

Job Summary

Managing a portfolio of complex commercial credit transactions, the full-time Credit Products Specialist II will independently analyze credit risk, negotiate loan terms, and provide strategic recommendations while working remotely.

Key responsibilities

• Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures
• Continuously monitor assigned portfolio to proactively identify credit risks and financial performance concerns
• Partner with sales in negotiations and client discussions to ensure alignment between client needs and risk appetite

Required qualifications

• Undergraduate Degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience
• 4+ years in commercial credit analysis, underwriting, or portfolio management
• Experience in specialized commercial industries, capital markets, or corporate commercial banking
• Advanced financial modeling and risk assessment expertise
• Strong negotiation skills and experience structuring complex loan transactions