Credit Risk Analyst

Job Summary

Working remotely in a full-time capacity, the Credit Risk Analyst will conduct investigations into merchant accounts, analyze transaction patterns, and communicate risk assessments while utilizing AI tools to enhance analysis and improve team processes.

Key Responsibilities

• Review and investigate merchant accounts by analyzing business and transaction activities, taking appropriate actions based on findings
• Own the quality and outcomes of investigations, continuously enhancing knowledge of emerging credit risk threats
• Communicate directly with merchants to gather information, address concerns, and explain decisions regarding risk assessments

Required Qualifications

• Experience in financial services in a risk analysis or underwriting role within a digital payments or e-commerce environment
• Strong knowledge of merchant credit risk and the ability to synthesize multiple signals into clear risk assessments
• Proficiency with MS Excel, Google Sheets, or similar spreadsheet tools
• Sound judgment and ownership when navigating ambiguity
• Curiosity about emerging risks and a collaborative approach to improving investigation quality across the team