Credit Risk Analytics Lead

Job Summary

A company is looking for a Portfolio Risk Analytics Lead.

Key Responsibilities

• Manage end-to-end portfolio risk analytics for credit card products, including acquisition, credit policy, and charge-off analysis
• Develop early warning frameworks and synthesize data to assess portfolio health and present findings to leadership
• Collaborate cross-functionally to integrate portfolio risk visibility into decision-making processes and contribute to stress testing

Qualifications

• 5-15 years of hands-on credit card risk analytics experience, preferably in both banking and fintech environments
• Expertise in credit card metrics, including vintage curves, roll rates, and loss forecasting
• Proficient in SQL and Python or R, with the ability to work with large datasets
• Understanding of the unique analytical demands of small and medium-sized business credit
• Demonstrates a high level of quantitative aptitude and proactive ownership in a developing infrastructure environment