Credit Risk Principal Analyst

Job Summary

As a full-time remote Credit Risk Principal Analyst, the successful candidate will design and implement loss mitigation strategies, develop predictive collections models, and manage loss forecasting to optimize capital recovery in the Consumer Lending business.

Key responsibilities

• Architect and execute loss mitigation strategies to enhance collections and recoveries for non-performing loans
• Collaborate with the Operations team to define automated contact strategies and friction-free customer touchpoints
• Build and manage loss forecasting models to establish corporate capital resiliency measures

Required qualifications

• 5+ years of quantitative experience in Credit Risk Analytics, specializing in Loss Mitigation and Collections Strategy
• Hands-on mastery of SQL, data pipelines, and advanced analytics/predictive modeling (Python or R)
• Deep understanding of modern collections technology, particularly in digital/conversational channels
• Expert communication skills to present technical risk data to C-suite executives
• Proven ability to lead large cross-functional initiatives independently