Credit Risk Underwriter

Job Summary

A company is looking for a Non-QM Credit Risk Underwriter.

Key Responsibilities

• Review and analyze credit applications and financial statements to assess borrower risk profiles
• Make credit decisions and issue conditional loan approvals, suspensions, or denials
• Contribute to credit risk reporting and performance monitoring by documenting findings and trends

Required Qualifications

• 3+ years of experience in credit risk underwriting within consumer or mortgage lending
• Strong understanding of credit analysis, income documentation, and collateral evaluation
• Familiarity with credit risk frameworks and regulatory guidelines
• Experience with underwriting tools and loan origination systems
• Commitment to responsible lending and regulatory compliance