Credit Underwriter III

Job Summary

A company is looking for a Credit Underwriter III.

Key Responsibilities

• Conduct full cycle analysis of small business financing, ensuring compliance with company policies and risk tolerance
• Analyze financial statements and key performance indicators to assess risk exposure
• Develop and implement credit strategies and provide recommendations for merchant application approvals or declines

Required Qualifications

• Bachelor's degree in finance, accounting, business, or a related field
• 5-7 years of experience in credit underwriting, focusing on large accounts or high-value portfolios
• Strong analytical skills to assess financial statements, cash flow, and credit reports
• Solid knowledge of credit principles, lending operations, and general credit policies
• Proficient in spreadsheet, word processing, and CRM applications