Data Scientist, Credit Risk

Job Summary

A company is looking for a Data Scientist, Credit Risk.

Key Responsibilities

• Develop and enhance credit models for underwriting, fraud detection, and portfolio management
• Analyze complex datasets to identify trends and inform credit policy and business strategy
• Collaborate with cross-functional teams to integrate data science solutions and support project delivery

Required Qualifications

• 6+ years of experience in data science or quantitative credit risk management
• Advanced degree (Master's or PhD) in a quantitative field preferred; Bachelor's degree with extensive experience considered
• Strong proficiency in Python and SQL for data manipulation and analysis
• Solid understanding of credit lifecycle and consumer lending principles
• Experience with statistical analysis and machine learning techniques relevant to credit risk