DE/SAR Mortgage Underwriter

Location: Remote

Compensation: Salary

Reviewed: Fri, Dec 12, 2025

This job expires in: 9 days

Job Category: Financial

Weekly Hours: Full Time

Employment Status: Permanent

Employer Type: Employer

Career Level: Experienced

Job Summary

A company is looking for a DE/SAR Mortgage Underwriter.

Key Responsibilities

Analyze and underwrite loan files, including credit, income, assets, appraisals, and supporting documentation
Issue approval, suspension, or denial decisions within delegated authority
Ensure compliance with FHA, VA, USDA, and Conventional guidelines while communicating conditions to stakeholders

Required Qualifications

Minimum 3+ years of current mortgage underwriting experience
Active DE (FHA) or SAR (VA) designation; having both is strongly preferred
Experience underwriting Down Payment Assistance (DPA) programs
Proficiency with Encompass Loan Origination System and AUS platforms (DU and LP)
Ability to analyze complex borrower profiles, including self-employed borrowers

COMPLETE JOB DESCRIPTION

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