DE/SAR Mortgage Underwriter

Job Summary

A company is looking for a DE/SAR Mortgage Underwriter.

Key Responsibilities

• Analyze and underwrite loan files including credit, income, assets, appraisals, title, and supporting documentation
• Issue clear, concise approval, suspension, or denial decisions within delegated authority
• Ensure all underwritten files meet agency, investor, and federal compliance requirements

Required Qualifications

• Minimum 3+ years of current mortgage underwriting experience
• Active DE (FHA) or SAR (VA) designation; having both is strongly preferred
• Experience underwriting DPA (Down Payment Assistance) programs
• Proficiency with Encompass Loan Origination System
• Strong working knowledge of AUS platforms (DU and LP) and ability to assess manual files when necessary