DE/SAR Mortgage Underwriter

Job Summary

A company is looking for a DE/SAR Mortgage Underwriter to evaluate residential mortgage loan applications and ensure compliance with standards.

Key Responsibilities

• Analyze and underwrite loan files including credit, income, assets, and appraisals
• Issue approval, suspension, or denial decisions within delegated authority
• Ensure all underwritten files meet agency, investor, and federal compliance requirements

Required Qualifications

• Minimum 3+ years of current mortgage underwriting experience
• Active DE (FHA) or SAR (VA) designation; having both is preferred
• Experience underwriting Down Payment Assistance (DPA) programs
• Proficiency with Encompass Loan Origination System
• Strong working knowledge of AUS platforms (DU and LP)