Director of Credit Risk Oversight

Job Summary

A company is looking for a Director of Credit Risk Oversight in Consumer Lending.

Key Responsibilities:

• Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategies
• Monitor portfolio performance and identify emerging risks and trends
• Ensure adherence to consumer lending regulations and support regulatory exams and audits

Qualifications:

• 10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending
• Experience in independent oversight functions such as 2LOD, model risk, or audit
• Deep understanding of credit risk models and decision strategies
• Strong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAP
• Experience in addressing fair lending and model governance risks preferred