Director of Credit Risk Oversight

Job Summary

Seeking an experienced Director of Credit Risk Oversight, this full-time hybrid position will manage independent oversight of credit underwriting, pricing, and portfolio management strategies while ensuring alignment with risk appetite and regulatory expectations.

Key Responsibilities

• Provide independent oversight and credible challenge of credit strategies, including underwriting, pricing, and portfolio management
• Monitor portfolio performance and identify emerging risks, ensuring alignment with approved expectations and risk parameters
• Develop and maintain credit risk reporting and dashboards, translating complex data into actionable insights for senior management

Required Qualifications

• 10+ years of experience in consumer credit risk, underwriting strategy, or credit risk oversight
• Significant experience with unsecured and/or secured personal loan products
• Direct experience developing or managing consumer credit strategies within the First or Second Line of Defense
• Advanced proficiency in SQL and/or Python for data analysis and reporting
• Strong analytical skills with the ability to connect credit strategy decisions to portfolio outcomes