Forensic Underwriter

Job Summary

Performing in-depth forensic underwriting reviews of closed mortgage loans, the full-time remote Forensic Underwriter will ensure compliance with government agency guidelines and identify potential fraud or misrepresentation while coordinating the correction of identified deficiencies.

Key responsibilities

• Re-underwrite closed loan files to confirm compliance with agency or lender guidelines
• Exercise delegated lending authority to make final underwriting decisions, ensuring adherence to regulatory requirements
• Analyze closing documentation and perform investigations to detect potential fraud

Required qualifications

• Minimum 5 years' underwriting experience with exposure to both manual and automated environments
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines
• Familiarity with transaction components indicating potential fraud
• Experience with Ellie Mae Encompass is preferred
• Proficiency in Microsoft Office (Word, Excel, PowerPoint)