Government Underwriter

Job Summary

To support a growing Government Lending division, the remote Government Underwriter will analyze, evaluate, and approve FHA, VA, USDA, and Conventional mortgage loan applications while ensuring compliance with agency and company guidelines.

Key Responsibilities

• Analyze mortgage loan applications to determine creditworthiness and eligibility, issuing approvals, suspensions, or denials as needed
• Review loan files for completeness and compliance, ensuring accurate documentation and maintaining loan file integrity
• Collaborate with cross-functional teams to communicate underwriting decisions and enhance the customer experience throughout the loan lifecycle

Required Qualifications

• Minimum of 5+ years of Government Mortgage Underwriting experience
• Strong knowledge of FHA, VA, USDA, and Conventional underwriting guidelines
• Excellent analytical and credit risk assessment skills
• Ability to manage multiple priorities in a fast-paced environment
• Passion for mentoring others and growing into a leadership role