Interim Life Underwriter

Job Summary

Supporting various life insurance carriers on a temporary basis, the Interim Life Underwriter will evaluate applications, assess mortality risk, and communicate decisions while working remotely.

Key responsibilities

• Evaluate individual life insurance applications to assess mortality risk based on medical, financial, and lifestyle factors
• Determine risk acceptance or modification in accordance with company guidelines and review supporting medical documentation
• Communicate underwriting decisions clearly to agents, brokers, and internal partners while maintaining production and turnaround targets

Required qualifications

• 3+ years of individual life insurance underwriting experience
• Strong knowledge of medical and financial underwriting principles and risk classification
• Experience with accelerated underwriting programs or algorithmic decision engines (preferred)
• Ability to work independently in a remote or hybrid contract environment
• Flexibility to start assignments on short notice and adapt to different client systems and processes