Jumbo Underwriter

Job Summary

Working remotely in a full-time capacity, the Jumbo Underwriter will evaluate credit and property documents in loan files, identify potential risks, and make decisions regarding loan approvals, declines, or suspensions based on underwriting guidelines.

Key responsibilities

• Review loan submissions and generate initial credit decisions according to various investor guidelines
• Evaluate mortgage loan applications for eligibility and compliance with state, federal, and investor guidelines
• Perform credit and property analysis on conventional and Non-Agency Jumbo files, including complex tax return evaluations

Required qualifications

• Experience in Non-conforming/Non-Agency Jumbo underwriting
• Strong knowledge of underwriting requirements for FNMA, FHLMC, and private investors
• Five or more years of mortgage underwriting experience with Non-Conforming or Non-Agency Jumbo loans
• Experience with Encompass 360
• High School Diploma or equivalent