Lead Credit Manager

Job Summary

To design credit risk policies and strategies for lending features in Brazil, the full-time remote Lead Credit Manager will manage the validation of underwriting strategies and lead preventative and reactive actions in response to market conditions.

Key responsibilities

• Develop account-level valuation and credit underwriting policies to enhance portfolio economic returns
• Make data-driven decisions focusing on marginal decision-making and manage credit limits and risk-based pricing
• Track and communicate performance insights from ongoing initiatives while monitoring credit KPIs

Required qualifications

• Experience managing the risk cycle for retail credit products such as credit cards and personal loans
• Bachelor's degree in a quantitative or analytical field from a top university
• Solid understanding of credit policy governance frameworks
• Track record of delivering excellent results that exceed expectations
• Knowledge of credit and behavioral scoring models for retail credit products