Licensed Home Equity Underwriter

Job Summary

Owning a pipeline of applications for the Home Equity Investment product, the full-time Licensed Home Equity Underwriter will make risk assessment decisions, analyze underwriting guidelines, and collaborate with the Processing team and homeowners to facilitate clear and effective file closings.

Key responsibilities

• Manage the underwriting process from initial review to final approval, ensuring quality standards are met through regular QA reviews
• Identify and communicate necessary conditions for each file, ensuring title clarity and addressing any encumbrances
• Conduct thorough appraisal and loan modification reviews to assess impacts on investment decisions and eligibility

Required qualifications

• 3+ years of experience underwriting residential real estate or home equity products
• Deep understanding of credit reports, property title reports, and appraisal reports
• Strong title curative knowledge with the ability to resolve liens and encumbrances
• Experience with loan processing systems or CRM systems such as Salesforce
• Ability to work independently and efficiently manage a pipeline