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Licensed Life Underwriter IV

Location: Remote
Compensation: Salary
Reviewed: Mon, Aug 17, 2026
This job expires in: 14 days

Job Summary

To support the underwriting of complex individual life insurance cases, the full-time Licensed Life Underwriter IV will manage high-impact cases, provide expert evaluations, and guide junior underwriters while working remotely.

Key responsibilities
  • Underwrite highly complex individual life cases with significant mortality and financial impact
  • Review and approve underwriting decisions made by other underwriters, ensuring compliance with company guidelines
  • Partner with agents, brokers, and field leadership to communicate underwriting decisions and build strong relationships
Required qualifications
  • 5+ years of life underwriting experience with a focus on impaired risks and large case underwriting
  • Completion of LOMA 280/281, 290, 311, 386, and ALU 101 & 201 or equivalent knowledge
  • Strong technical foundation and ability to make complex underwriting decisions using sound judgment
  • High level of independence, accountability, and strong organizational skills
  • Ability to work remotely with access to high-speed internet and located in the United States or Puerto Rico

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