Life Underwriting Consultant

Job Summary

A company is looking for an Individual Life Underwriting Consultant to provide temporary support in life insurance underwriting.

Key Responsibilities

• Evaluate life insurance applications using various evidence sources including EHRs and prescription histories
• Independently determine and order additional evidence needed for underwriting decisions
• Render underwriting decisions for face amounts up to $2M-$3M and maintain compliant documentation

Required Qualifications

• 5+ years of life insurance underwriting experience in traditional and/or accelerated environments
• Strong proficiency in interpreting EHRs, APS, and LifeScore evidence
• Experience underwriting policies with face amounts up to $2M-$3M
• Strong understanding of mortality risk assessment and industry underwriting guidelines
• Experience in digital-first or accelerated underwriting models