Mortgage Underwriter

Job Summary

Experienced mortgage underwriters will find a full-time hybrid opportunity focused on approving saleable loans, analyzing risk, and maintaining knowledge of investor programs while working in a supportive environment that values employee contributions.

Key responsibilities

• Approve loans based on risk assessment and ensure compliance with FNMA, FHLMC, and FHA guidelines
• Monitor daily pipeline and provide timely updates to Mortgage Specialists, maintaining high-quality service standards
• Analyze loan quality issues and implement corrective actions while upholding fraud prevention and ethical standards

Required qualifications

• Bachelor's Degree in Business, Finance, or a related field preferred, or equivalent combination of education and experience
• Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience is a plus
• Proficiency in Microsoft Word, Excel, and Outlook; experience with electronic mortgage processing systems required (Encompass preferred)
• Must reside in a state where the company is currently licensed
• Ability to work independently with minimal supervision and manage high-stress situations effectively