Mortgage Underwriter

Job Summary

A company is looking for an Underwriter - Distributed Retail (Remote).

Key Responsibilities

• Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards
• Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility
• Issue conditional approvals, suspensions, or denials with clear explanations and collaborate with loan officers to resolve issues

Required Qualifications

• 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo)
• DE/SAR/LAPP certification preferred for government loan programs
• Ability to work independently in a fast-paced environment with strict deadlines
• Strong analytical and decision-making skills
• Knowledge of current underwriting guidelines and mortgage products