Mortgage Underwriter

Job Summary

A company is looking for a Mortgage Loan Underwriter responsible for evaluating residential mortgage loan applications to determine creditworthiness and risk.

Key Responsibilities

• Review mortgage loan applications and supporting documentation to assess borrower qualifications
• Evaluate loans according to company, investor, and regulatory guidelines
• Render loan decisions and maintain thorough documentation in loan files and systems

Required Qualifications

• Strong understanding of mortgage underwriting guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo)
• Experience with FHA, VHA, and/or jumbo loans required
• Proficient in Loan Origination Systems (e.g., Encompass, Blend) and Microsoft Office Suite
• Ability to work independently in a deadline-driven environment