Mortgage Underwriter

Job Summary

Evaluating mortgage applications for approval, the full-time Mortgage Underwriter will work remotely to assess creditworthiness, analyze financial documents, and ensure compliance with lending guidelines.

Key responsibilities

• Review and analyze mortgage applications, credit reports, and financial statements to assess applicants' eligibility
• Evaluate borrowers' financial factors to determine compliance with lending guidelines and risk assessment
• Collaborate with loan officers and processors to clarify discrepancies and gather necessary information for underwriting decisions

Required qualifications

• Bachelor's degree in finance, economics, business, or a related field (or equivalent experience)
• Prior experience as a mortgage underwriter or in a similar lending role
• Strong understanding of mortgage lending guidelines and compliance requirements
• Proficiency in underwriting software and financial analysis tools
• Professional certifications such as Certified Mortgage Underwriter (CMU) are a plus