Mortgage Underwriter

Job Summary

Evaluating AI-generated mortgage underwriting decisions, the part-time Mortgage Underwriter will engage in project-based tasks remotely, focusing on creating test cases, drafting approval letters, and ensuring compliance with regulations.

Key responsibilities

• Evaluate AI-generated mortgage underwriting decisions across various loan types
• Create test cases for qualifying income calculations for self-employed borrowers
• Draft and audit conditional approval letters and adverse action notices for compliance

Required qualifications

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or a related field
• 3+ years of experience in mortgage, lending, real estate, or financial services
• Current or recent experience in underwriting & origination or adjacent roles
• Ability to calculate qualifying income for self-employed borrowers from IRS Forms
• Deep familiarity with Fannie Mae / Freddie Mac selling guides and regulatory compliance