Mortgage Underwriter (DE Licensed)

Job Summary

To support a growing team, the full-time Mortgage Underwriter (DE Licensed) will underwrite loans, make risk assessments, and ensure compliance with investor guidelines while working in a hybrid remote environment.

Key responsibilities

• Approve saleable loans and underwrite all loans under FNMA, FHLMC, and FHA loan programs
• Monitor pipeline daily, making underwriting decisions based on risk assessment and the 4 C's of underwriting
• Deliver high-quality service with timely updates to Mortgage Specialists and maintain knowledge of investor overlays

Required qualifications

• Bachelor's Degree in Business, Finance, or related field preferred, or equivalent combination of education and experience
• Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience is a plus
• Proficiency in Microsoft Word, Excel, Outlook, and electronic mortgage processing systems (Encompass preferred)
• Must reside in a state in which the company is currently licensed
• Ability to manage high-stress situations and work overtime as needed