Mortgage Underwriter (DE Licensed)

Job Summary

Seeking a full-time Mortgage Underwriter (DE Licensed) for a hybrid remote opportunity in Columbus, OH, who will manage the approval of saleable loans, underwrite various loan programs, and ensure compliance with investor guidelines.

Key responsibilities

• Approve and underwrite loans under FNMA, FHLMC, and FHA guidelines, with a focus on risk assessment and the 4 C's of underwriting
• Monitor the loan pipeline and maintain timely communication with Mortgage Specialists, ensuring high-quality service and 24-hour turn times
• Analyze loan quality issues and uphold strict fraud prevention and ethical standards while adapting to changing priorities

Required qualifications

• Bachelor's Degree in Business, Finance, or related field preferred; minimum HS diploma or equivalent required
• Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience is a plus
• Proficiency in Microsoft Word, Excel, and Outlook, with experience in electronic mortgage processing systems (Encompass preferred)
• Must reside in a state where the company is licensed
• Ability to work independently with minimal supervision and manage high-stress situations effectively