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Non-QM Underwriter

Location: Remote
Compensation: To Be Discussed
Reviewed: Thu, Aug 06, 2026
This job expires in: 17 days

Job Summary

Responsible for underwriting and maintaining a loan pipeline, the full-time remote Non-QM Underwriter will evaluate loan files, issue loan decisions, and communicate with internal teams and external lenders while ensuring compliance with guidelines.

Key responsibilities
  • Underwrite Non-QM and Non-Agency loan products, including various income analysis methods
  • Maintain an underwriting pipeline of new loans and resubmissions in line with service level agreements
  • Evaluate loan files for accuracy and compliance, issuing clear loan decisions to relevant staff
Required qualifications
  • Bachelor's degree or equivalent combination of education and experience
  • 4+ years of mortgage underwriting experience
  • Experience with Non-QM and Non-Agency underwriting
  • Experience with manual underwriting and compliance requirements
  • Proficiency with Encompass LOS is a plus

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