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Non-QM Underwriter

Location: Remote
Compensation: To Be Discussed
Reviewed: Tue, Sep 08, 2026
This job expires in: 30 days

Job Summary

Analyzing and underwriting residential mortgage loans, the full-time Non-QM Underwriter will issue clear underwriting decisions for loans that fall outside traditional agency guidelines while working remotely.

Key responsibilities
  • Review and underwrite Non-QM loans, including various borrower profiles
  • Analyze complex income documentation to determine loan eligibility
  • Ensure compliance with all regulatory and company standards while communicating effectively with brokers and internal teams
Required qualifications
  • High school diploma required; college degree preferred
  • 3+ years of mortgage underwriting experience required
  • Recent experience in Non-QM and wholesale underwriting required
  • Strong understanding of income analysis and compliance regulations
  • Proficiency with Encompass LOS and AUS systems preferred

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